There’s a reason dental implants are the gold standard in tooth replacement. They mimic your tooth’s roots, providing a stable base for a dental crown, bridge, or denture. You can enjoy all your favorite foods and smile with confidence.
So, if dental implants are so great, why doesn’t everyone choose them to replace their missing teeth? One reason may be that their dental insurance doesn’t cover dental implant treatment. Understanding your benefits before creating a treatment plan is essential; keep reading to learn more about dental insurance as it pertains to implants.
Understanding Your Insurance Benefits
At Dental Co. of Knoxville, we’ll work with you and your insurance company to create a treatment plan suited to your smile goals, budget, and timeline. Many insurance companies categorize dental implants as cosmetic dentistry, so they probably won’t be covered by insurance.
However, if your insurance company deems implants as medically necessary to your health and well-being, they may cover part or all of the procedure. Here are some essential questions to ask before you commit to a treatment plan:
- Does your plan cover implants?
- If so, what percentage of the cost will insurance cover?
- What is my maximum out-of-pocket for my dental insurance?
- Do I need a referral before getting dental implants?
The Implant Process: What Might Be Covered
You need to understand the different parts of the dental implant process to realize what may or may not be covered by insurance:
- Extraction — If you need to remove one or more teeth before dental implants can be placed, your insurance may cover some or all of this procedure.
- Bone grafting — If your jawbone needs to be reinforced to secure your dental implants, your insurance may not cover this part of the procedure.
- Implant placement — The placement of an implant is usually considered to be a major dental procedure. Depending on your insurance policy, you may be covered for some of this treatment.
- Crown placement — A dental crown completes the implant procedure; your insurance may consider this cosmetic, but they may view a crown as a necessary dental restoration.
Considering Dental Implants in Knoxville, TN?
If you need a dentist in Knoxville, TN, consider the expert dental team at Dental Co. of Knoxville! We can help you navigate your insurance options regarding dental implants or any other treatment we provide.
To ask a question or schedule an appointment, contact our dental office at (865) 722-0239.